💼 Business Loan Eligibility Tool
Check your business loan eligibility instantly. Get a comprehensive eligibility score, matched lenders, and actionable recommendations to improve your chances of approval.
How to Check Your Business Loan Eligibility
Get your business loan eligibility score instantly and find out exactly what lenders look for — free with Mortix Business Loan Eligibility Tool.
Enter Business Info
Enter your business age, type, annual revenue, and number of employees. This establishes your business profile for the eligibility assessment.
Add Financial Details
Input your credit score, monthly revenue, existing debt, and requested loan amount. These are the key metrics every lender evaluates first.
Get Eligibility Score
Receive an instant eligibility score out of 100 with a breakdown across 6 key lending criteria: revenue, credit, DTI, collateral, history, and industry.
Get Improvement Tips
See specific recommendations to improve your score before applying. Increase approval chances and potentially qualify for lower interest rates.
📌 Frequently Asked Questions
What credit score is needed for a business loan?
Most SBA loans require a personal credit score of 680+. Alternative lenders may approve scores as low as 550 but at higher interest rates.
How long does it take to get a business loan?
Online lenders: 24–72 hours. SBA loans: 2–3 months. Traditional bank loans: 1–3 months. Your eligibility score helps determine which path is best.
Can a new business get a loan?
Yes. Startups under 2 years can qualify for microloans ($50K or less), business credit cards, or equipment financing even without revenue history.